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Showing posts with label bank sector. Show all posts
Showing posts with label bank sector. Show all posts

Sunday, 13 May 2018

ICICI Bank Offers CashBack Up To Rs. 10,000 On Apple Products.

ICICI Bank Offers CashBack Up To Rs. 10,000 On Apple Products.

ICICI Bank Offers CashBack Up To Rs. 10,000 On Apple Products.
ICICI Bank has come up with an offer under which it is providing a cashback on Apple products. The country’s second-largest private lender informed about the offer on microblogging website – Twitter. Under the offer, customers can avail a cashback of up to Rs.10,000 by using ICICI Bank credit card, said bank’s official website – icicibank.com. Apple products such as iPhone 8, iPhone 8+, iPhone x, iPads, Macbook and Apple watch are part of the offer. The offer is valid till June 10, 2018.
ICICI Bank’s offer on Apple products in detail:
On purchase of an iPhone SE and iPhone 6, ICICI Bank is offering a cashback of Rs. 2,000. It is offering a cashback of Rs. 3,000 on iPhone 6s and iPhone 6s plus. On purchase of iPhone 7 and iPhone 7 plus customers will get a cashback of Rs. 4,000. One gets a cashback of Rs. 8,000 on buying iPhone 8 and iPhone 8 plus under the scheme. On purchase of iPhone x and Macbook customers will get a cashback of Rs. 10,000.  Customers will get an amount of Rs.5,000 as cashback on purchase of iPads and Apple watch.
EMI Tenures and interest rate applicable for the Offer are:
Interest rate (p.a. on reducing balance) of 13 per cent on tenure of 6, 9 and 12 months.
Interest rate (p.a. on reducing balance) of 15 per cent on tenure of 18 and 24 months.
Terms and Conditions you need to know about ICICI Bank’s cashback offer:
1. The offer is applicable only on EMI (equated monthly instalment) tenures of 6, 9, 12, 18 and 24 months.
2. The offer is valid on credit card transactions only and maximum of 2 transactions per card are eligible for cashback during the offer period.
3. Cashback will be processed within 90 days from the date of transaction.
4. Offer is valid only on card swipe under brand EMI option/full swipe on Plutus/Pinelabs EDC terminal or payment gateway.

SBI’s New Car Loan Scheme: Check Interest Rates, Charges, Maximum Amount Offered

SBI’s New Car Loan Scheme: Check Interest Rates, Charges, Maximum Amount Offered

State Bank Of India (SBI) offers new car loan scheme with low interest rates, zero foreclosure charges, minimal paperwork and quick disbursements, mentioned country’s largest lender on its official twitter handle. Under SBI’s new car loan scheme, the bank offers up to 90 per cent loan on the on-road price, longest repayment tenure, lowest EMI (Equated Monthly Instalment) and no pre-payment penalty, SBI further added. On-road price is the price the customer actually pays for the car and includes registration, insurance and extended warranty or total service package or annual maintenance contract or cost of accessories, according to SBI’s portal

Key things to know about SBI’s new car loan scheme:
1.    SBI’s new car loan scheme is available for purchase of new passenger cars, Multi Utility Vehicles (MUVs) and Sport Utility Vehicle (SUVs).
2.    To avail an SBI new car loan, the borrower should be an individual aged 21 to 65 years, belonging to one of the following 3 categories:
a)    A regular employee of state / central government, public sector undertaking, private company or a reputed establishment where the net annual income of applicant and/or co-applicant if any, together should be a minimum of Rs. 2,50,000. The maximum loan amount that can be given in this case is 48 times of the net monthly income.
b)    Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses where the net profit or gross taxable income of the applicant should be Rs. 4,00,000 per annum (income of co-applicant can be clubbed together). The maximum loan amount that can be given in such a case is 4 times of net profit or gross taxable income as per ITR (Income Tax rules) after adding back depreciation and repayment of all existing loans.
c)    Person engaged in agricultural and allied activities where the net annual income of applicant and/or co applicant together should be a minimum of Rs. 4,00,000.  The maximum loan that can be given in such a case is 3 times of net annual income.
3.    SBI offers 90 per cent finances of on-road price of the vehicle in case the net annual income of the applicant is up to Rs. 10 lakh or more than 10 lakh, said SBI on its official portal.
4.    The repayment period of SBI’s new car loan lasts up to 84 months.
5.    Overdraft facility and an optional SBI Life Insurance cover are also available.
6.    With effect from March 1, 2018, SBI charges a rate of interest of 8.9 per cent to 9.4 per cent on auto loans. These loans include car loans, NRI car loan and SME retail car loans (excluding taxi, transport operators and fleet segments), according to the SBI website. Among the offerings under its auto loan products, SBI charges a rate of interest of 17.40 per cent on two-wheelers loans. This rate is 9.25 per cent above the 1-year MCLR of 8.15 per cent, according to the SBI website. SBI charges a rate of interest of 11.8 per cent on loan to own a super bike. This rate is 3.65 per cent above the 1-year MCLR of 8.15 per cent, according to the SBI website.


MISSED CALL BALANCE CHECKING NUMBER OF MAJOR INDIAN BANKS

MISSED CALL BALANCE CHECKING NUMBER OF MAJOR INDIAN BANKS

MISSED CALL BALANCE CHECKING NUMBER OF MAJOR INDIAN BANKS

We gathered numbers for various banks in India providing this services. Check out the list and get the number of your respective bank to use the service and save your efforts and time.
  • 1. State Bank Of India (SBI)
To enable this feature, first you have to active “SBI quick Service“. For registration, type”REGaccount” in message box and send it to “9223488888“. Message should be sent from the the number associated with your bank saving account.
After activation, you can know your account balance by giving missed call or sending sms “BAL” to the number “9223488888“. know more about sbi balance enquiry feature
  • 2. Punjab National Bank (PNB)
First you to have to register your mobile number. For registration, call PNB customer care executive and verify your account by answering a few verification questions. The will active this service in your mobile number. Now you can know balance by giving miss call to numbers 18001802222 and 01202490000. Read more about PNB online balance Enquiry
  • 3. Axis Bank
If you have Axis Bank account you can give miss call on 09225892258. You can use only number that you have registered while filling up the account form. You can’t use other number for this service.
As number of users were using ATMs for getting balance statement. After starting balance enquiry on miss call service they saw decrease in ATM hits for balance enquiry and also decreased staff overload.
Just give a missed call to 09223011300 from the phone number registered with the Andhra Bank. Call will get disconnected after 2-3 rings automatically and you will get SMS with account balance details.
  • 5. Allahabad Bank
If your mobile number is registered with Allahabad Bank, then you can get account balance and last 5 transactions details by calling at the following number: 09224150150.
  • 6. Bank of India (BOI)
Balance enquiry numbers for bank of India are 09015135135/09266135135. Just give a ring to these numbers, balance details will be sent through sms. Make sure you have the number registered with your account. If not you must contact your bank for registering your number.

  • 7. Bank of Baroda (BOB)
Bank of baroda is yet another popular government sector bank which provides “miss call” facility for “balance enquiry“. You need to call at number 09223011311, call will be disconnected after first ring automatically and balance details will be sent via sms
  • 8. Bhartiya Mahila bank
This bank provides facility on the number 09212438888.
  • 9. Canara Bank
If you have account in Canara bank, you can know your account balance by giving miss call to 09289292892 through your registered mobile number. Call will be disconnected automatically and system will message account balance information to account holder number.
  • 10. Central Bank of India
It is a well-known nationalized bank offering customer friendly services. The miss call balance enquiry number for CBI bank is 09222250000. Process is same, just give a ring to this toll free number.
  • 11. Corporation Bank
  • To get balance in Hindi – 09289792897 (Domestic Customers)
  • To get balance in Hindi – 919289792897 (customer living in abroad)
  • To get balance in English – 09268892688 (Domestic Customers)
  • To get balance in English – 919268892688 (Living in abroad)
  • 12. Dena Bank
  • 09289356677 Balance for operative accounts
  • 09278656677 Mini statement of operative accounts for last 4 transactions
  • 13. Dhanlaxmi Bank
You need Give a Missed Call from your registered Mobile number to: +918067747700 to get instant account balance details.
  • 14. HDFC Bank
In case of HDFC bank, call at 18002703333 and they will sms you account balance details instantly. You can call at 18002703355 to know your mini statement. To know balance details by sms, type “bal” and send it to 5676712. To get mini statement, type “txn” and send it to 5676712. Read full details on online hdfc balance check.
  • 15. IDBI Bank
From mobile number registered with IDBI saving account, Give a missed call to —-  or SMS “BAL” to —- and in some seconds you will receive a text in your inbox containing your account balance information.
  • 16. ICICI Bank
This is one of the leading private banks in India. This bank steps in technology with various services and facilities. How it can lack in providing this service.
To know your ICICI bank account balance call at 02230256767, After calling on this number will call automatically gets dropped and service from the bank will text you your account balance.
To get details via sms: Type “IBAL Last 6 digits of your account number” and send it to 9215676766.
  • 17. Indian Bank
Balance checking number for Indian bank is 09289592895. Just give a few rings to this number.
  • 18. Karnataka Bank
Karnataka Bank users can use 18004251445 toll free number to give miss call to enjoy handy service of getting account balance details and 18004251446 to get mini statement.
  • 19. Kotak Mahindra bank
Including various user friendly services, Kotak Mahindra bank also provides balance enquiry on miss call service to make it easy for customers to get the balance. You can use the number 18002740110
For Balance enquiry – 09266292666
For Account Statement enquiry –
 09266292665

To get account balance, type “ACBAL 14 digits Account number” and send it to Mobile number 9915622622. Mobile number must be registered with obc account.


1800221908


First you have to register your mobile number with Syndicate bank account. For registration, type “SREG <Customer-ID>” and send it to 09241442255. After completion of registration, you can get account balance details by just giving miss call to: 09241442255 or 08067006979.
  • 24. State Bank of Hydrabad
To know, how to check sbh balance online? read article: How to Enquiry account balancein SBH online.
Toll free number 09223009292 can be used to receive balance of account holder through its registered number. You can get ubi primary account balance by giving Missed call to 09223008586.
To know primary account balance by sms, type “UBAL” and send it to 09223008486. To know mini statement, type “UMNS” and sent to 09223008486.
UCO bank is well known for its services also provide balance enquiry on giving miss call on 09278792787 and get details by sms on your mobile phone.
Missed call balance enquiry number for vijaya bank is 18002665555
This is also a well-known Bank in India. Yes Bank also provide balance enquiry on miss call facility. In case of Yes Bank, you can know account balance details by just giving missed call at number 09840909000 from your registered mobile number.
The number for IOB to know balance by missed call is 04442220004. Just give 2-3 rings from your registered mobile number.
IOB bank provides sms banking feature which let you enquiry account balance quickly. To get benefit of sms banking, you have to register for mobile banking. To know your IOB account balance, type “BAL” and send it to “+919551099007“.
For balance inquiry type “LVB BAL <Customer
No>” and send it to 9282441155
To know the latest balance in your Citibank account type “BAL<space>Last 4 digits of your debit card number” and send it to “52484 or +91 9880752484“
To know your SBT account balance through SMS, give a missed called to 1800 270 2525

Name Of Bank
Balance Enquiry Number
For Mini Statement
Catholic Syrian .Bank (CSB).
098959 23000
098959 23000
DCB Bank.
7506660011
7506660022
IDFC Bank.
NA
NA
IndusInd Bank.
 NA
 NA
Jammu & K.ashmir Bank.
 NA
NA
Nainital Bank.
NTBL<space>BAL<space><Last 13 digit of Account No> and send it to 56363
NA
RBL Bank.
1800 419 0610
NA
Saraswat Bank.
9223040000
9223501111
South Indian Bank.
09223008488
NA
State Bank of Patiala.
 09223766666
 NA
State Bank of Mysore.
 09223766666
 NA
Tamilnad.   Mercantile Bank.
09211937373
NA
United Bank of India.
 09015431345
 NA
I have listed most popular banks, I will add more banks in future. Let us know if you want to add any other bank in the list.

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